Real estate appraisal services for homeowners in the city of Rochester and Olmsted County

The top reasons MN homeowners order from Miller Appraisal Co.:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a MN property tax assessment
Remove PMI to lower a monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in MN

Own a home in or near Rochester, MN and need help deciding the price of it?
Contact Miller Appraisal Co..

We at Miller Appraisal Co. understand the individual needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Miller Appraisal Co., are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Miller Appraisal Co., we're veterans in helping folks just like you get rid of unwanted and unneeded PMI insurance.

Challenging Olmsted county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's going down. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from Miller Appraisal Co. is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Miller Appraisal Co. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Miller Appraisal Co. can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.